Wow, you guys are either cursed, or just luckyish. The most monsters I ever find above OR below ground is about one in a room, and maybe three creepers, and five skeletons above ground.
Useually, I'll dig into a wall, find a cave with a bit of coal, MAYBE a bit of iron. Then, I walk outside, and get disintegrated by a creeper pack. Happens to me evey time I start a game.
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