I don't think it would be possible to have oil tanker shipwrecks or other wrecked modern ships in Minecraft without suggesting some kind of apocalyptic lore. (And most people don't want any kind of lore, unless it's non-modern, which could suggest artifacts from people with medieval or ancient technology, examples being swords, bows, magic, etc.)
However, I'd be okay supporting Shipwrecks, as long as you provided more detail on what spawns in them, how commonly they spawn and where.
I think the idea of lore being forbidden went out the window when they started adding ocean temples and woodland mansions. Let's be honest, if those were suggestions on this forum they would have been ridiculed.