I thought I'd share my photoshop template with everyone. I used it to create the monkey skin that I use. I know its not the best, but maybe someone could find it useful. Photoshop is the best for gradients :smile.gif: http://www.nebarnix.com/template.psd
Just be sure to save it as a PNG and it will flatten all of the layers. The masks make it so that you cannot color "outside the lines" so to speak.